Tiny Red HandsBack

CFPB dropped its Capital One savings-account investigation under Vought

Ending the probe removed potential restitution or penalties for customers allegedly denied higher interest rates.

Entities and roles

Relationships in this file

  1. Russell Voughtended the active consumer-protection case involving Capital OneCapital One Financial Corporation
  2. Donald J. TrumpTrump-appointed senior adviser who led DOGE workElon Musk
  3. Donald J. TrumpTrump-appointed OMB director and acting CFPB directorRussell Vought

Money trail

  1. lossInterest allegedly withheld from Capital One customersmore than $2 billion
    Reported loss source
    Capital One savings customers
    Reported gain recipient
    Capital One
    Loss or cost borne by
    Affected savings-account customers
    reported · 2025-02-27 · observedPopulation Customers in the dismissed CFPB savings-account casePeriod 2019-01-01 to 2025-02-27Basis Amount alleged in the CFPB complaint and reported by ProPublica.Limits The bureau dismissed the case before adjudication; Capital One denied wrongdoing.Open cited evidence

Claims and evidence

  1. allegationdismissed

    ProPublica reported that the CFPB under Vought dropped its case accusing Capital One of misleading savings customers and withholding more than $2 billion in interest, ending the bureau's effort to obtain relief; Capital One disputed the allegations.

  2. factdocumented

    Elon Musk was the Trump-appointed senior adviser who led DOGE work.

  3. factdocumented

    Russell Vought was the Trump-appointed OMB director and acting CFPB director.