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30-year mortgage rate: 6.81 % (2023-07-27)

Reporting and findings

  1. documented

    30-year mortgage rate: 6.81 %, period ending 2023-07-27. Population: U.S. 30-year fixed-rate mortgages in the Primary Mortgage Market Survey. Last available observation in each calendar month, including the latest partial month; not a monthly average.

Summary and current status

Observed economic data

People and organizations

Figures

  1. 30-year mortgage rate6.81 %
    Calculation details
    Basis
    Observed
    Population
    U.S. 30-year fixed-rate mortgages in the Primary Mortgage Market Survey
    Period
    2023-07-27 to 2023-07-27
    As of
    2023-07-27
    Method
    Last available observation in each calendar month, including the latest partial month; not a monthly average. Source retrieval: 2026-09-21.
    Uncertainty
    Not seasonally adjusted. Freddie Mac changed its survey methodology on November 17, 2022. Housing affordability also depends on prices, income, taxes and insurance.