30-year mortgage rate: 6.85 % (2024-12-26)
Reporting and findings
- documented
30-year mortgage rate: 6.85 %, period ending 2024-12-26. Population: U.S. 30-year fixed-rate mortgages in the Primary Mortgage Market Survey. Last available observation in each calendar month, including the latest partial month; not a monthly average.
- Freddie Mac: 30-year mortgage rate [MORTGAGE30US] via FREDMORTGAGE30US; 2024-12-26 through 2024-12-26; source observation; retrieved 2026-10-19
Summary and current status
Observed economic data
People and organizations
- Donald J. TrumpSubject of the cross-administration economic comparison
Figures
30-year mortgage rate6.85 % Calculation details
- Basis
- Observed
- Population
- U.S. 30-year fixed-rate mortgages in the Primary Mortgage Market Survey
- Period
- 2024-12-26 to 2024-12-26
- As of
- 2024-12-26
- Method
- Last available observation in each calendar month, including the latest partial month; not a monthly average. Source retrieval: 2026-10-19.
- Uncertainty
- Not seasonally adjusted. Freddie Mac changed its survey methodology on November 17, 2022. Housing affordability also depends on prices, income, taxes and insurance.