Insurance Topics: Short-Term Limited-Duration Health Plans

Reporting cited here

1. reported

   The National Association of Insurance Commissioners reports that federal rules limit short-term plans to three months initially and four months including renewals, but that the second Trump administration suspended enforcement; NAIC also distinguishes these products from comprehensive ACA-regulated coverage.

   July 2026 rule status, nonenforcement, and consumer-protection distinctions

   Short-term plan limits returned under Biden, then entered Trump nonenforcement · Three-month federal rule remains on paper; Trump administration suspended enforcement pending revision.